Pakistan Salary Tax Calculator
Enter your monthly or yearly salary to see exactly what income tax you owe under the FBR slabs, what lands in your account, and how the figure is built up slab by slab. Everything is calculated in your browser.
1 July 2026 – 30 June 2027 · slabs from the Finance Act 2026.
Annual taxable incomeRs 2,400,000≈ 24 lakh
Take-home per month
Rs 187,000
Rs 2,244,000 per year
Tax per month
Rs 13,000
Rs 156,000 per year
Effective tax rate
6.5%
of your total salary
Marginal rate
20%
on your next rupee earned
How your tax is calculated
| Slab | Rate | Taxed in slab | Tax |
|---|---|---|---|
| Rs 0 – Rs 600,000 | 0% | Rs 600,000 | Rs 0 |
| Rs 600,000 – Rs 1,200,000 | 1% | Rs 600,000 | Rs 6,000 |
| Rs 1,200,000 – Rs 2,200,000 | 11% | Rs 1,000,000 | Rs 110,000 |
| Rs 2,200,000 – Rs 3,200,000 | 20% | Rs 200,000 | Rs 40,000 |
| Income tax | Rs 156,000 | ||
| Total tax payable | Rs 156,000 | ||
Compared with other years
- Tax year 2025–26Rs 162,000 a yearYou pay Rs 6,000 less
- Tax year 2024–25Rs 230,000 a yearYou pay Rs 74,000 less
What this assumes
- You are a salaried individual — salary is more than 75% of your taxable income.
- The figure you enter is gross salary after any exempt allowances, with no other income included.
- Tax credits and deductible allowances (charitable donations, pension contributions) are not applied.
- Employer deductions such as EOBI and provident fund are not included.
This is an estimate to help you plan, not tax advice. Confirm your liability with FBR or a tax adviser.
Salary tax slabs for 2026–27
These are the rates for salaried individuals under the Finance Act 2026, covering 1 July 2026 – 30 June 2027.
| Annual taxable income | Rate on the excess |
|---|---|
| Up to Rs 600,000 | No tax |
| Rs 600,000 – Rs 1,200,000 | 1% |
| Rs 1,200,000 – Rs 2,200,000 | 11% |
| Rs 2,200,000 – Rs 3,200,000 | 20% |
| Rs 3,200,000 – Rs 4,100,000 | 25% |
| Rs 4,100,000 – Rs 5,600,000 | 29% |
| Rs 5,600,000 – Rs 7,000,000 | 32% |
| Above Rs 7,000,000 | 35% |
Rates apply to salaried individuals — those whose salary is more than 75% of taxable income. This calculator is an estimate for planning, not tax advice.
Frequently asked questions
How is salary income tax calculated in Pakistan?
Tax is charged in slabs. Each portion of your annual salary is taxed at that slab’s rate, not your whole salary at your top rate. The first Rs 600,000 a year is exempt for salaried individuals, and each rupee above a slab boundary is taxed at the higher rate that applies to that band only.
What is the difference between the effective and marginal rate?
The marginal rate is what you pay on your next rupee earned — your top slab. The effective rate is your total tax divided by your total salary, which is always lower because the earlier slabs are taxed at lower rates or not at all.
When does the surcharge apply?
A surcharge is charged on the income tax payable — not on your income — when taxable income exceeds Rs 10,000,000 in a tax year. The calculator adds it automatically at the rate set for the selected year.
Does this include EOBI, provident fund or medical allowance?
No. The calculator works from gross taxable salary. Employer deductions such as EOBI and provident fund contributions, and tax credits or deductible allowances such as charitable donations and approved pension contributions, are not applied.
Is my salary information sent anywhere?
No. The calculation runs entirely in your browser. Nothing you type is uploaded to AgileTechForge or any third party.
Which tax year should I choose?
Pakistan’s tax year runs from 1 July to 30 June. Pick the year that covers the months you are being paid for — the slabs and surcharge rate for each year come from that year’s Finance Act.
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